Budget Tips & Finance Articles | JRen Digital

Home Renovation Cost Spreadsheet: Plan the Overrun

by Ren on Jul 14 2026

A home renovation cost spreadsheet tracks quoted versus actual spend by room and trade, with a contingency line. Here is what to put in it and where the overruns really come from.

Budget Tips & Finance Articles | JRen Digital

Home Inventory Spreadsheet: Proof for Any Claim

by Ren on Jun 23 2026

A room by room home inventory spreadsheet that records replacement cost, serial numbers and photos for every item. Build it in an afternoon so a contents claim is provable, not guessed.

Budget Tips & Finance Articles | JRen Digital

Rent vs Buy Spreadsheet: the Real Break-Even

by Ren on Jun 21 2026

A rent vs buy spreadsheet compares the money you never get back from each choice. Here is what to include and how to find the year owning finally beats renting.

Budget Tips & Finance Articles | JRen Digital

Mortgage Planning Spreadsheet for the True Cost

by Ren on Jun 20 2026

A mortgage planning spreadsheet models the deposit, the true monthly cost and a buffer rate before you buy. Here is what to include and how to build the plan.