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Trusted by 76,000+ customers worldwide

Tired Of Guessing Your Numbers Each Month?

The small business budget that gives you the full picture.

Most small business owners do not actually know their numbers. Money comes in, money goes out, and somewhere in the middle there is hopefully a profit. Hopefully.

This template ends the hoping. Income, expenses, taxes, payroll, cash flow and profit, all in one connected spreadsheet that updates the moment you enter a number.

💼 Everything You Need To Run The Numbers

• ✅ Income Tracker - every revenue stream in one view
• ✅ Expense Categories - 25+ pre-built categories you can rename or add to
• ✅ Tax Tracker - set aside the right percentage every month, never get caught short
• ✅ Cash Flow Forecast - see the next three to six months before they happen
• ✅ Profit and Loss Dashboard - real margins, not gut feel
• ✅ Owner Pay and Distributions - take a salary that does not break the business
• ✅ Annual Dashboard - the full year at a glance, ready for your accountant

📊 Built For Real Small Businesses

• Service businesses, e-commerce, freelancers, consultants, agencies.
• Sole traders all the way up to teams of ten.
• Works alongside Quickbooks, Xero, or on its own.
• Renamable categories so your industry language fits naturally.

🎯 Why This Works When Spreadsheets Usually Fail

• It is one file. Income, expenses, tax and cash flow all connected, so a change in one feeds the others.
• It is built for owners, not accountants. Plain English, clear dashboards, no jargon walls.
• It scales with you. Add categories, add months, add a forecast year, the formulas keep working.
• You own it forever. One-time purchase. No monthly subscription per seat.

⚡ Get Started In Under 10 Minutes

1. Instant download. The link arrives in your email within seconds of checkout.
2. Make a copy. One click to copy to your Google Sheets or open in Excel.
3. Follow the Setup tab. Clear, step-by-step instructions.
4. Enter your numbers. The rest of the system auto-populates around them.

Works on Google Sheets and Excel, on any device.

🛡️ The "Actually Use It" Guarantee

Try this for 14 days. If you set it up, use it for at least a week, and genuinely feel it is not right for you, email us and we will refund you in full.

All we ask is that you show us you gave it a real go. Send a quick screenshot of your setup and tell us what did not work. No hard feelings.

Trusted by 76,000+ customers worldwide

Run Your Entire Business From One Spreadsheet

4 complete systems. 48 tabs. No accounting software required.

Right now your income sits in one app, your invoices in another, your stock is guessed from memory, and your personal budget is nowhere. This bundle brings bookkeeping, inventory, clients, invoicing and your annual budget into one place, so you can see exactly where your business (and your money) stands at a glance.

• ✅ 4 spreadsheets in Google Sheets and Excel
• ✅ Use forever with a one-time purchase
• ✅ Set up in under 10 minutes

📦 Everything You Get Today

• ✅ Small Business Bookkeeping (14 tabs) - $47 value
• ✅ Inventory Tracker (4 tabs) - $37 value
• ✅ Client & Invoice Tracker (4 tabs) - $37 value
• ✅ Ultimate Annual Budget (28 tabs) - $47 value

Total Value: $168. Your Price: $67 (over 50% off).

SMALL BUSINESS BOOKKEEPING (14 tabs)

Track income, expenses and profit without any manual math.

• ✅ Income & Expense Logs - up to 10,000 rows, categorised automatically
• ✅ Monthly, Quarterly, Annual & 5-Year Dashboards - your numbers roll up on their own
• ✅ Sales Tax Tracker - see tax collected vs tax paid at a glance
• ✅ Sub-Category Dashboard - break down exactly where money goes
• ✅ Mileage Tracker - auto-calculate reimbursement on the go
• ✅ Account Balance Tracker - track up to 25 bank accounts

INVENTORY TRACKER (4 tabs)

Know your stock value and never run out again.

• ✅ Inventory & Materials - live stock value and low-stock alerts
• ✅ Price Calculator - work out the true cost and margin of every product
• ✅ Price List - see your most profitable products and best sellers
• ✅ Auto-generated SKUs and barcodes for every item

CLIENT & INVOICE TRACKER (4 tabs)

Keep every client, follow-up and invoice in one organised place.

• ✅ Client Tracker - contact info, lead source and revenue forecast in one dashboard
• ✅ Overdue Follow-Up Alerts - see who to chase today
• ✅ Invoice Tracker - invoiced, paid and outstanding amounts at a glance
• ✅ Branded Invoice - add your logo and export to PDF in one click

ULTIMATE ANNUAL BUDGET (28 tabs)

Our best-selling personal budget, included so your business and home finances finally live together.

• ✅ Smart Bill Calendar - automate recurring income, bills and debts
• ✅ Monthly Dashboards x 12 - each month auto-populates
• ✅ Debt Payoff (4 methods) - snowball, avalanche, custom or credit-score focus
• ✅ Savings & Sinking Funds - track up to 40 savings goals
• ✅ 50/30/20 Dashboard and Net Worth Tracker

🎯 Why This Works When Other Systems Fail

• Everything in one place. Bookkeeping, stock, clients and budget stop living in five different apps and finally talk to each other.
• Built for real business. Add rows, hide tabs you do not need, and the dashboards keep working.
• One-time purchase, lifetime use. No subscriptions, no monthly fees, no upsells.

⚡ Get Started In Under 10 Minutes

1. Instant download. Your link arrives by email seconds after checkout.
2. Make a copy. One click to copy into Google Sheets, or open in Excel.
3. Follow the Setup tab. Clear, step-by-step instructions in every file.
4. Enter your numbers. The dashboards build themselves around them.

Works on Google Sheets and Excel, on any device. The Excel version requires the latest Microsoft 365 or Excel 2024. The Google Sheets version is always included as an alternative.

Need a currency other than $? Send us a message and we will customise your template within 24 hours.

🛡️ The "Actually Use It" Guarantee

Try this for 14 days. If you set it up, use it for at least a week and genuinely feel it is not right for you, email us and we will refund you in full. All we ask is that you show us you gave it a real go with a quick screenshot of your setup. No hard feelings.

For information only. JRen Digital does not provide tax, accounting or legal advice.

Trusted by 76,000+ customers worldwide

Plan The Whole Wedding From One Beautiful Spreadsheet

Every detail, every dollar, every deadline. One calm place.

If your wedding is currently living across a notes app, a shared doc, twelve browser tabs and a shoebox of quotes, you are not disorganised. You just have not had one place that holds it all together.

The Ultimate Wedding Planner is that place. Budget, guest list, seating, vendors, timeline and honeymoon, all connected to one dashboard that keeps your countdown, your spend and your next steps in view. Enter your numbers once and the system does the maths, so you spend less time organising and more time actually enjoying the run-up to your big day.

💍 Everything Your Wedding Needs, In 21 Tabs

• ✅ Dashboard - your countdown, budget and next steps at a glance
  
  
• ✅ Budget - track every quote, deposit and final payment, with totals that update themselves
  
  
• ✅ Guest List - RSVPs, meal choices, plus-ones and addresses in one clean view
  
  
• ✅ Seating Plan - build your tables without the sticky-note chaos
  
  
• ✅ Vendors + Venues - compare options, log contacts and lock in your favourites
  
  
• ✅ Checklist + Timeline - know exactly what to do and when, all the way to the day
  
  
• ✅ Calendar - see every appointment, payment and milestone on one page
  
  
• ✅ Wedding Party - roles, sizes and contact details for everyone standing beside you
  
  
• ✅ Food + Drinks - shape the menu and bar without going over
  
  
• ✅ Vision Board - keep the look and feel of the day in one inspiring space
  
  
• ✅ Honeymoon - plan the trip that follows, from budget to packing
  
  
• ✅ Plus Photoshoot, Music, Registry, Gifts + Thank You, Rehearsal Dinner, Packing List, Setup and Printable tabs

🎁 Free Bonus: Wedding Layout Builder in Canva

Where everyone sits shapes how the whole evening feels. Start from ready-made ceremony and reception layouts or build your own, moving tables and chairs with a click until the room looks exactly the way you pictured it. Designed in Canva and entirely yours to shape.

🤍 Designed To Feel As Calm As The Day Deserves

The months before "I do" should feel just as beautiful as the day itself. This planner uses a soft, refined palette and a quiet layout so opening it feels like a moment of calm, not another job on the list. Everything is where you expect it, nothing shouts for your attention.

💻 Works Where You Work

• Google Sheets and Excel both supported.
• Phone, tablet and laptop, all in sync.
• Currency-free by design, so it works wherever in the world you are getting married.
• Print any tab as a PDF for your planner binder or vendor meetings.

🎯 Why This Works When Apps And Free Templates Fail

• One file, not fifteen tabs. Budget, guests, vendors and timeline in one connected view.
  
  
• You own it forever. One-time purchase, no subscription, no ads.
  
  
• It bends to you. Add tabs, hide tabs, recolour anything, and the formulas keep working.
  
  
• It grows with the plan. From the first quote to the final thank-you card, it holds every stage.

⚡ Get Started In Under 10 Minutes

1. Instant download. Your link arrives by email within seconds of checkout.
   
   
2. Make a copy. One click to copy into Google Sheets, or open it in Excel.
   
   
3. Follow the Setup tab. Clear, step-by-step instructions.
   
   
4. Enter your numbers. The dashboard and every tab fill in around them.

Only compatible with Google Sheets and the latest version of Excel (Microsoft 365 and Excel 2024). Older Excel versions are not supported. The Google Sheets version is always included as an alternative.

🛡️ The "Actually Use It" Guarantee

Try this for 14 days. If you set it up, use it for at least a week, and genuinely feel it is not right for you, email us and we will refund you in full.

All we ask is that you show us you gave it a real go. Send a quick screenshot of your setup and tell us what did not work. No hard feelings.

Digital download only. No physical product is shipped. For personal use only.

Trusted by 76,000+ customers worldwide

Plan The Whole Wedding From One Beautiful Spreadsheet

Every detail, every dollar, every deadline. One calm place.

If your wedding is currently living across a notes app, a shared doc, twelve browser tabs and a shoebox of quotes, you are not disorganised. You just have not had one place that holds it all together.

The Ultimate Wedding Planner is that place. Budget, guest list, seating, vendors, timeline and honeymoon, all connected to one dashboard that keeps your countdown, your spend and your next steps in view. Enter your numbers once and the system does the maths, so you spend less time organising and more time actually enjoying the run-up to your big day.

💍 Everything Your Wedding Needs, In 21 Tabs

• ✅ Dashboard - your countdown, budget and next steps at a glance
  
  
• ✅ Budget - track every quote, deposit and final payment, with totals that update themselves
  
  
• ✅ Guest List - RSVPs, meal choices, plus-ones and addresses in one clean view
  
  
• ✅ Seating Plan - build your tables without the sticky-note chaos
  
  
• ✅ Vendors + Venues - compare options, log contacts and lock in your favourites
  
  
• ✅ Checklist + Timeline - know exactly what to do and when, all the way to the day
  
  
• ✅ Calendar - see every appointment, payment and milestone on one page
  
  
• ✅ Wedding Party - roles, sizes and contact details for everyone standing beside you
  
  
• ✅ Food + Drinks - shape the menu and bar without going over
  
  
• ✅ Vision Board - keep the look and feel of the day in one inspiring space
  
  
• ✅ Honeymoon - plan the trip that follows, from budget to packing
  
  
• ✅ Plus Photoshoot, Music, Registry, Gifts + Thank You, Rehearsal Dinner, Packing List, Setup and Printable tabs

🎁 Free Bonus: Wedding Layout Builder in Canva

Where everyone sits shapes how the whole evening feels. Start from ready-made ceremony and reception layouts or build your own, moving tables and chairs with a click until the room looks exactly the way you pictured it. Designed in Canva and entirely yours to shape.

🤍 Designed To Feel As Calm As The Day Deserves

The months before "I do" should feel just as beautiful as the day itself. This planner uses a soft, refined palette and a quiet layout so opening it feels like a moment of calm, not another job on the list. Everything is where you expect it, nothing shouts for your attention.

💻 Works Where You Work

• Google Sheets and Excel both supported.
• Phone, tablet and laptop, all in sync.
• Currency-free by design, so it works wherever in the world you are getting married.
• Print any tab as a PDF for your planner binder or vendor meetings.

🎯 Why This Works When Apps And Free Templates Fail

• One file, not fifteen tabs. Budget, guests, vendors and timeline in one connected view.
  
  
• You own it forever. One-time purchase, no subscription, no ads.
  
  
• It bends to you. Add tabs, hide tabs, recolour anything, and the formulas keep working.
  
  
• It grows with the plan. From the first quote to the final thank-you card, it holds every stage.

⚡ Get Started In Under 10 Minutes

1. Instant download. Your link arrives by email within seconds of checkout.
   
   
2. Make a copy. One click to copy into Google Sheets, or open it in Excel.
   
   
3. Follow the Setup tab. Clear, step-by-step instructions.
   
   
4. Enter your numbers. The dashboard and every tab fill in around them.

Only compatible with Google Sheets and the latest version of Excel (Microsoft 365 and Excel 2024). Older Excel versions are not supported. The Google Sheets version is always included as an alternative.

🛡️ The "Actually Use It" Guarantee

Try this for 14 days. If you set it up, use it for at least a week, and genuinely feel it is not right for you, email us and we will refund you in full.

All we ask is that you show us you gave it a real go. Send a quick screenshot of your setup and tell us what did not work. No hard feelings.

Digital download only. No physical product is shipped. For personal use only.

Trusted by 76,000+ customers worldwide. Rated 4.8 stars across 5,000+ reviews.

You Do Not Need Five Different Apps To Run Your Life. You Need One System That Does It All.

Four complete tools. One dark-mode system. Everything finally in one place.

Your budget is in one app, your to-do list in another, your debt on a sticky note, and your goals somewhere in your head. Nothing talks to anything, so nothing stays true. This bundle is the fix. Four complete, already-built systems that live together in one beautiful dark-mode file, so your money, your debt, your tasks and your goals finally sit in one place and stay in sync.

🗂️ Four Complete Systems In One Bundle

💸 Ultimate Annual Budget 3.0 (28 tabs)

• Set your recurring bills and income once and watch 12 months populate themselves.
• Monthly, quarterly and annual dashboards, a smart calendar, 50/30/20, sinking funds and a net worth tracker.
• Built-in debt payoff with four methods, so the big picture is always one glance away.

✅ Simple Budget (6 tabs)

• The stripped-back, one-dashboard budget for months you just want it quick and easy.
• Setup, payments, manual log, calendar and annual tracker, plus a bonus 50/30/20 view.

📋 Task & Habit Tracker 2.0 (12 tabs)

• Get every task, habit and goal out of your head and into one clear dashboard.
• Daily, weekly and monthly planners, a decision matrix, habit tracker, goal tracker and gratitude log.

⚖️ Ultimate Debt Tracker (3 tabs)

• See your exact debt-free date and the fastest route to it.
• Snowball, avalanche, custom method and credit-score focus, side by side.

🎯 Why The Bundle Beats Buying Piece By Piece

• It all connects. Money, debt, tasks and goals in one file, one aesthetic, one place you actually open.
• It is built for real life. Bills land late, plans change, and the system absorbs it without breaking.
• It rewards you for showing up. Type a number in and the dashboards update the same second.
• You own it forever. One payment, no subscription, no ads, no account anyone can switch off.

🏆 Everything You Get

• ✅ Ultimate Annual Budget 3.0 - 28 tabs, your full year on autopilot
• ✅ Simple Budget - 6 tabs, budgeting made effortless
• ✅ Task & Habit Tracker 2.0 - 12 tabs, your whole life organised
• ✅ Ultimate Debt Tracker - 3 tabs, your debt-free roadmap

Bought together as one system for a fraction of buying them separately.

⚡ Get Started In Under 10 Minutes

1. Instant download. The link arrives in your email within seconds of checkout.
2. Make a copy. One click to copy to your Google Sheets or open in Excel.
3. Follow the Setup tab. Clear, step-by-step instructions in every tool.
4. Enter your numbers. The systems auto-populate around them.

Works on Google Sheets and Excel, on any device. Designed in sleek dark mode so running your whole financial life finally feels calm instead of scattered.

💬 You Are Not On Your Own With This

Every JRen system comes with a full walkthrough, and if you get stuck you message Ren directly. Not a chatbot, not a ticket into the void. Personal, fast help from the person who built it is the thing customers mention most in their reviews.

🛡️ The "Actually Use It" Guarantee

Try this for 14 days. If you set it up, use it for at least a week, and genuinely feel it is not right for you, email us and we will refund you in full.

All we ask is that you show us you gave it a real go. Send a quick screenshot of your setup and tell us what did not work. No hard feelings.

Trusted by 76,000+ customers worldwide

Finally Get Your Money, Time, and Life Under Control

4 complete systems. One dashboard. Zero overwhelm.

You are juggling budgets, tasks, habits, meals, and goals across five different apps, and nothing talks to each other. This bundle puts everything in one place, so you can actually see your whole life at a glance.

• ✅ 4 spreadsheets in Google Sheets and Excel
• ✅ Use forever with one-time purchase
• ✅ Set up in under 10 minutes

📦 Everything You Get Today

• ✅ Ultimate Annual Budget 3.0 (28 tabs) - $47 value
• ✅ Paycheck Budget 2.0 (15 tabs) - $37 value
• ✅ All-In-One Task Tracker (12 tabs) - $37 value
• ✅ Life Planner (10 tabs) - $27 value

Total Value: $148. Your Price: $67 (55% off).

ULTIMATE ANNUAL BUDGET 3.0 (28 tabs)

Set it up once. Use it all year.

• ✅ Setup - get running in minutes with clear instructions
• ✅ Payments - automate recurring bills so you never miss one
• ✅ Calendar - see your daily and weekly balance at a glance
• ✅ Monthly Dashboards x 12 - each month auto-populates
• ✅ Debt Payoff (4 methods) - snowball, avalanche, or custom
• ✅ Net Worth Tracker - watch your wealth grow over time

PAYCHECK BUDGET 2.0 (15 tabs)

Perfect for irregular income or living paycheck to paycheck.

• ✅ Paycheck Dashboard - budget by pay period, not by month
• ✅ Recurring Payments - set once, never re-enter
• ✅ Savings Tracker - watch your safety net grow
• ✅ Debt Payoff - get out faster with a clear plan
• ✅ Net Worth Tracker - see the big picture

ALL-IN-ONE TASK TRACKER (12 tabs)

Stop letting tasks live in your head rent-free.

• ✅ Daily and Weekly Planners - know exactly what to do today
• ✅ Monthly Calendar - see the full picture
• ✅ Kanban Board - drag and drop your way to done
• ✅ Gantt Chart - plan projects without the overwhelm
• ✅ Decision Matrix - stop overthinking, start doing
• ✅ Gratitude Log - end each day on the right note

LIFE PLANNER (10 tabs)

Your habits, goals, meals, and mood, all in one view.

• ✅ Goals Tracker - set it, track it, crush it
• ✅ Habit and Mood Tracker - see patterns over the whole year
• ✅ Meal Planner + Grocery List - eat better without the mental load
• ✅ Daily Gratitude - build the mindset that changes everything

🎯 Why This Works When Other Systems Fail

• Everything in one place. Your money, time and goals stop competing for attention because they live in the same file.
• Built for real life. Bills move, weeks change, motivation dips, the bundle bends with you instead of breaking.
• One-time purchase, lifetime use. No subscriptions, no upsells.

⚡ Get Started In Under 10 Minutes

1. Instant download. The link arrives in your email within seconds of checkout.
2. Make a copy. One click to copy to your Google Sheets or open in Excel.
3. Follow the Setup tab. Clear, step-by-step instructions.
4. Enter your numbers. The rest of the system auto-populates around them.

Works on Google Sheets and Excel, on any device.

Available in calm teal green so your dashboard is a pleasure to open every day.

🛡️ The "Actually Use It" Guarantee

Try this for 14 days. If you set it up, use it for at least a week, and genuinely feel it is not right for you, email us and we will refund you in full.

All we ask is that you show us you gave it a real go. Send a quick screenshot of your setup and tell us what did not work. No hard feelings.

Trusted by 76,000+ customers worldwide

Finally Get Your Money, Time, and Life Under Control

4 complete systems. One dashboard. Zero overwhelm.

You are juggling budgets, tasks, habits, meals, and goals across five different apps, and nothing talks to each other. This bundle puts everything in one place, so you can actually see your whole life at a glance.

• ✅ 4 spreadsheets in Google Sheets and Excel
• ✅ Use forever with one-time purchase
• ✅ Set up in under 10 minutes

📦 Everything You Get Today

• ✅ Ultimate Annual Budget 3.0 (28 tabs) - $47 value
• ✅ Paycheck Budget 2.0 (15 tabs) - $37 value
• ✅ All-In-One Task Tracker (12 tabs) - $37 value
• ✅ Life Planner (10 tabs) - $27 value

Total Value: $148. Your Price: $67 (55% off).

ULTIMATE ANNUAL BUDGET 3.0 (28 tabs)

Set it up once. Use it all year.

• ✅ Setup - get running in minutes with clear instructions
• ✅ Payments - automate recurring bills so you never miss one
• ✅ Calendar - see your daily and weekly balance at a glance
• ✅ Monthly Dashboards x 12 - each month auto-populates
• ✅ Debt Payoff (4 methods) - snowball, avalanche, or custom
• ✅ Net Worth Tracker - watch your wealth grow over time

PAYCHECK BUDGET 2.0 (15 tabs)

Perfect for irregular income or living paycheck to paycheck.

• ✅ Paycheck Dashboard - budget by pay period, not by month
• ✅ Recurring Payments - set once, never re-enter
• ✅ Savings Tracker - watch your safety net grow
• ✅ Debt Payoff - get out faster with a clear plan
• ✅ Net Worth Tracker - see the big picture

ALL-IN-ONE TASK TRACKER (12 tabs)

Stop letting tasks live in your head rent-free.

• ✅ Daily and Weekly Planners - know exactly what to do today
• ✅ Monthly Calendar - see the full picture
• ✅ Kanban Board - drag and drop your way to done
• ✅ Gantt Chart - plan projects without the overwhelm
• ✅ Decision Matrix - stop overthinking, start doing
• ✅ Gratitude Log - end each day on the right note

LIFE PLANNER (10 tabs)

Your habits, goals, meals, and mood, all in one view.

• ✅ Goals Tracker - set it, track it, crush it
• ✅ Habit and Mood Tracker - see patterns over the whole year
• ✅ Meal Planner + Grocery List - eat better without the mental load
• ✅ Daily Gratitude - build the mindset that changes everything

🎯 Why This Works When Other Systems Fail

• Everything in one place. Your money, time and goals stop competing for attention because they live in the same file.
• Built for real life. Bills move, weeks change, motivation dips, the bundle bends with you instead of breaking.
• One-time purchase, lifetime use. No subscriptions, no upsells.

⚡ Get Started In Under 10 Minutes

1. Instant download. The link arrives in your email within seconds of checkout.
2. Make a copy. One click to copy to your Google Sheets or open in Excel.
3. Follow the Setup tab. Clear, step-by-step instructions.
4. Enter your numbers. The rest of the system auto-populates around them.

Works on Google Sheets and Excel, on any device.

Available in deep purple so your dashboard is a pleasure to open every day.

🛡️ The "Actually Use It" Guarantee

Try this for 14 days. If you set it up, use it for at least a week, and genuinely feel it is not right for you, email us and we will refund you in full.

All we ask is that you show us you gave it a real go. Send a quick screenshot of your setup and tell us what did not work. No hard feelings.